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ING offers loan debt transfer at interest rates starting from 1.24%

ING offers loan debt transfer at interest rates starting from 1.24%

ING stands by you with advantageous interest rates when you get stuck in your debts! 

Any individual, who would transfer her/his loan debts to ING, may settle their debts payable to various banks by applying for our loans that provide advantageous interest rates, starting from %1,64, and flexible payment opportunities, irrespective of the interest rate of her/his current loan

By means of the Debt Transfer campaign, you may sum up your current loans at a single point, and restructure the maturity periods and the monthly installment amounts, and you may also make your payments readily from such single point.

Please click here for finding out your up-to-date Findeks credit score..

What are the terms and conditions of the Debt Transfer campaign?

  • Our loan campaign will be effective for any maturity period of 3-36 months, and a file cost, amounting to five thousandth of the loan amount, will be charged. 
  • Our loan campaign will have a monthly contractual interest rate between %1,64 and 2.39%, and such interest rate will vary depending on your payment performance. 
  • If you are a customer of us, then you can utilize your loan immediately through the "Apply Now" tab on ing.com.tr, ING Internet Branch and ING Mobile. 
  • If you are not a customer of us, then you can utilize your loan upon completion of your documentation by courier and without being required to visit any branch, following the approval granted for your loan. 
  • The campaign for postponement for 3 months will be applicable for any amount between TRY 5.001-100.000.-, and maturity period up to 36 months. In respect of the option for 36 months, the repayment schedule will be created on the basis of a postponement for 3 months and also the maturity period of 33 months. You may benefit from this campaign until December 31, 2020. 
  • The feature for Orange Extra Advantageous Loan cash refund will not be applicable for our customers who would utilize a loan from our bank with an interest rate of %1,59 or less. The other terms and conditions will be applied for the loans utilized for shopping performed at the ING Loan points. 
  • Any customer, who have a credit score of 1850 and above, will benefit from the interest rate of %1,64. Such interest rates will be applicable for any amount between TRY 3.000-50.000.-, and maturity period up to 36 months. In respect of those who are not an ING customer, the identity verification process can be completed through the courier without visiting any branch. ING shall be entitled to amend and modify the terms and conditions of the campaign, and also to reject to approve any loan application that is not deemed favorable by it.

Borç Transferi kredi maliyet tablosu

Kredi Tutarı Kredi Vadesi (Ay) Aylık Faiz Oranı*  Yıllık Faiz Oranı Kredi Tahsis Ücreti** Aylık Taksit Tutarı
 Aylık Toplam Maliyet Oranı Yıllık Toplam Maliyet Oranı
15.000 TL 36 %1,64  %17,28 75 TL 563,09TL %1,7602 %23,2918

*%1,64 faiz oranınndan KKB skoru 1850 ve üstü müşteriler, 36 ay vade ve sigortalı tekliflerde yararlanır. Sigorta prim tutarı yaşa, tutara ve vadeye göre değişir.
Örnek Hesaplama: 15.000 TL kredi tutarı ve 36 ay vade için: Faiz Oranı:%1,64, Yıllık Toplam Maliyet Oranı %23,2918’dır. Toplam Ödenecek Tutar: 20.271,41 TL

 Örnek maliyet tablosu, belirtilen faiz oranı ve vade sayısı için, sigorta hariç tüm vergi ve masraflar dahil edilerek hazırlanmıştır. Kredi ile birlikte hayat sigortası yaptırılması durumunda geçerli olacak sigorta prim tutarı yaşa, tutara ve vadeye göre değişir
**Kredi tahsis ücreti, kredi tutarının %0,5’i olup kredi tahsis ücreti üzerinden %5 Banka Sigorta Muamele Vergisi (BSMV) alınır.
ING, kampanya koşullarını değiştirme, gerektiğinde kefil ve gelir belgesi talep etme ve uygun görmediği kredi başvurularını onaylamama hakkına sahiptir.

General Purpose Loan Calculator

Total Loan
  • Interest Rate %
  • Loan Issuance Fee TL
  • Total Repayment TL
  • Monthly Installment TL

Nearest Branch

*The calculation tool is intended for example purposes. The approval of the loan will be granted in line with ING loan allocation rules.
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