ING offers loan debt transfer at interest rates starting from 0.99%!

ING offers loan debt transfer at interest rates starting from 0.99%!

ING stands by you with advantageous interest rates when you get stuck in your debts! 

Any individual, who would transfer her/his loan debts to ING, may settle their debts payable to various banks by applying for our loans that provide advantageous interest rates, starting from 0.99%, and flexible payment opportunities, irrespective of the interest rate of her/his current loan

By means of the Debt Transfer campaign, you may sum up your current loans at a single point, and restructure the maturity periods and the monthly installment amounts, and you may also make your payments readily from such single point.

Please click here for finding out your up-to-date Findeks credit score..

Campaign Conditions

  • Our loan campaign will be effective for any maturity period of 3-60 months, and a file cost, amounting to five thousandth of the loan amount, will be charged.
  • Our loan campaign will have a monthly contractual interest rate between 0.79% and 2.59%, and such interest rate will vary depending on your payment performance.
  • If you are a customer of us, then you can utilize your loan immediately through the "Apply Now" tab on ing.com.tr, ING Internet Branch and ING Mobile.
  • If you are not a customer of us, then you can utilize your loan upon completion of your documentation by courier and without being required to visit any branch, following the approval granted for your loan.
  • The campaign for postponement for 3 months will be applicable for any amount between TRY 5.001-100.000.-, and maturity period up to 60 months. In respect of the option for 60 months, the repayment schedule will be created on the basis of a postponement for 3 months and also the maturity period of 57 months. You may benefit from this campaign until January 31, 2020.
  • The feature for Orange Extra Advantageous Loan cash refund will not be applicable for our customers who would utilize a loan from our bank with an interest rate of 0.89% or less.

e-Loan Cost Table

Loan Amount Loan Maturity Period (Months) Monthly Interest Rate  Annual Interest Rate Loan Allocation Fee** Monthly Installment Amount
Insurance Cost Total Monthly Cost Rate Total Annual Cost Rate
TRY 15.000 60 0.99% 11,88%  TRY 75 TRY
351.02
TRY 826.02 1.2078% 15.4957%

**Any customer, who has a KKB (Credit Bureau) score of 1850 and above, will benefit from the interest rate of 0.89% for any maturity period in any proposal provided with insurance.  

** Our loan campaign will have a monthly contractual interest rate between 0.79% and 2.59%, and such interest rate will vary depending on the payment performance of our customers. Example For Calculation: In respect of a loan, amounting to TRY 15.000.-, and with a maturity period of 60 months: Interest Rate:0.89%, Total Annual Cost Rate will be 13.8593%. Total Amount Payable including the loan allocation fee, excluding the insurance cost: 20.393.09 ₺   

Loan Amount Loan Maturity Period (Months) Monthly Interest Rate  Annual Interest Rate Loan Allocation Fee** Monthly Installment Amount
Insurance Cost Total Monthly Cost Rate Total Annual Cost Rate
TRY 15.000 60 2.59% 31,08%  TRY 75 TRY
554.60
TRY 923.66 3.1329% 44.8000%

*** Our loan campaign will have a monthly contractual interest rate between 0.79% and 2.59%, and such interest rate will vary depending on the payment performance of our customers. Example For Calculation: In respect of a loan, amounting to TRY 15.000.-, and with a maturity period of 60 months: Interest Rate:2.59%, Total Annual Cost Rate will be 44.8000%. Total Amount Payable including the loan allocation fee, excluding the insurance cost: 33.276.00 ₺  

****The example given above was drawn up by including all taxes and costs for the maturity period and the loan amount. Insurance cost was not included in the Total Monthly Cost Rate and the Total Annual Cost Rate. Loan allocation fee will be 0.5% of the loan amount, and a banking and insurance transactions tax (BITT) of 5% will be charged on the basis of the loan allocation fee.   

*****ING shall be entitled to amend and/or modify the campaign terms and conditions, and to ask for any guarantor and income certificate, if and when so required, and also to reject to approval any loan application that is deemed unfavorable.  

General Purpose Loan Calculator

Total Loan
  • Interest Rate %
  • Loan Issuance Fee TL
  • Total Repayment TL
  • Monthly Installment TL

*The calculation tool is intended for example purposes. The approval of the loan will be granted in line with ING loan allocation rules.