e-Orange Account

e-Orange Account

e-Orange Account that is a new generation time deposit account without a branch! 

You can open your e-Orange Account through ATM, ING Internet Branch, ING Mobile or Telephone Banking in order to enjoy the profitable world of e-Orange Account and to easily perform your banking transactions through digital channels. 

Why to Prefer e-Orange Account? 

You will always benefit from more advantageous interest rates by means of digital channels, instead of visiting any branch.
No sub-limits! No matter how much your salary is, it will gain value each day on which it is in the account.
You will earn interest yield by means of the current Welcome Interest* for a period of 1 year. Subsequently, you will continue to earn by means of Exclusive Interest rates if you are a member of Orange Extra.
When you spend TRY 750 monthly as a member of Orange Extra, you will not pay EFT/remittance charges** through the e-Orange Account next month.
When you withdraw or deposit money, your maturity will not be broken.
Your interest yields will be transferred daily*** to your account.
You can open an account with the options of Turkish Lira, Dollar, Euro, Gold and British Pound.

*If you have not opened an Orange Account before, you can benefit from the Welcome Interest for a period of 12 months. During this period of time, your applicable Welcome Interest rate will be revised upwards or downwards in line with the market conditions, enabling your savings to be put to good use based on the current market conditions. Please click here in order to view the current interest rates of the product.

** You will not pay any charge for transactions performed through ING Internet Branch and ING Mobile. 
*** As of Friday, your balance in your account will be tied up to yield 3-night interest, and your interest yield will be accrued on your account on Monday. If you withdraw money from the account in the weekend, your 3-night interest will accrue through your remaining balance in the account. If you add money to the account, the interest will accrue through your balance in your account until 17:00 on Friday.


What are the features of e-Orange Account?

  • If you have not opened an Orange Account before, you can benefit from the Welcome Interest for a period of 12 months. During this period of time, your applicable Welcome Interest rate will be revised upwards or downwards in line with the market conditions, enabling your savings to be put to good use based on the current market conditions. In other words, the interest will accrue on a daily basis. 
  • You will continue to make savings through the Exclusive interest rates, if you are a member of Orange Extra, or through the current interest rates, if you are not a member of Orange Extra, upon expiry of the Welcome Interest period. 
  • No applicable sublimit is required in order to open an account. You can even make good use of your TRY 100 in e-Orange Account, if you wish to do so. 
  • You can apply for e-Orange Account only through the digital channels (ATM, ING Internet Branch, ing.com.tr, ING Mobile or Telephone Banking).
  • When you spend TRY 750 monthly as a member of Orange Extra, you will not pay EFT/remittance charges through the e-Orange Account next month. You are required to use your other accounts in order to be able to place Regular or Automatic Bill Payment Orders. 
  • You can withdraw and deposit money by using ATMs*. 
  • Interest rates are the annual gross simple rates. When you deposit money before 17:00 on weekdays, you will start to earn interest yields on the same day. 
  • Since the Welcome Interest and the advantageous Exclusive Interest are applicable up to TRY 1,500,000, USD 250,000, EUR 250,000, 4,500 Gram Gold and GBP 250,000, a lower interest rate is applied to the excessive part if your balance exceeds such amount. 
  • You are required to use the INGBTRIS SWIFT code for foreign currency transfers from other banks. 
  • * To deposit or withdraw money in US Dollar or Euro, you can make use of the ATMs available for FX transactions.

How can I make good use of my salary in e-Orange Account?

Let's suppose that you will receive your salary on the 1st day of each month and that you will pay a credit card or rent on the 10th day of the month. You can earn interest yields and make good use of your money each day by keeping your salary in the e-Orange Account, instead of keeping it in your drawing account, during the period of 10 days until you pay your rent or credit card debt. 
Moreover, when you spend TRY 750 per month as a member of Orange Extra, you can perform, at no charge, your payments through the e-Orange Account on the respective due date next month due to the free of charge EFT/remittance feature of the e-Orange Account.

How can I earn additional 2%?

  • An additional interest rate of 2% in your e-Orange TRY Account by means of Orange Extra. For such purpose, you are required to be included in the Orange Extra program in addition to your e-Orange Account opened.
  • By participating in the Orange Extra program and paying at least TRY 750 of your monthly expenses through your Orange Extra Card or paying any bill through your drawing account, you can yield additional interest of 2% to your Orange or e-Orange TRY Accounts in the next month. 
Please click here to view further information about the Orange Extra.


How will I benefit from the Exclusive Interest rates?

If your Welcome Interest has expired, then you can continue to earn by means of the current Exclusive Interest Rates. You can benefit from the Exclusive Interest by paying at least TRY 750 of your monthly expenses through your Orange Extra Card or paying any bill through your drawing account.
Please click here to view further information about the Exclusive Interest rates. 

What is e-Orange Gold Account?

Is the gold profitable? Is the interest profitable? Why should not the both be profitable?

The e-Orange Gold Account brings your money in double each day. While your savings are valued in gram gold, they add value to their value each day by means of the daily interest.

Please click here to view further information about the e-Orange Gold Account.