Overdraft Account

ING’s overdraft facility: Support Account

What is the Support Account?

The Support Account is an overdraft facility linked to your current account, giving you easy access to additional funds for short-term or smaller expenses.

So, if you are wondering what an overdraft facility is, at ING the answer is simple: the Support Account. With the Support Account, you can access funds instantly, even when there is no money in your current account.

  • Cash whenever you need it
Withdraw cash up to your available limit from any ATM, 24/7.

  • Stay on top of your payments
Pay your credit card balance or bills easily.

  • Everyday banking made easy
Make EFT and money transfers whenever you need to.

  • Shop with confidence
Use your Orange Extra Debit Card for your everyday purchases.

* Interest rates may vary depending on the campaign period. View your personalised offer in ING Mobile.

Features

  • For the installment feature of Overdraft Account, a separate limit is not granted. It can be used within the existing Overdraft Account limit.
  • Overdraft Account with Installment can be used through ING Branches, ATM's, Online Banking and 0850 222 0 600 Telephone Banking.
  • The minimum usage amount is 50 TL for ATM's and 100 TL for other channels.
  • The amount used can be paid off in 3, 6, 9 or 12 installments.
  • Even if you have money in your account, you can use the limit of your Overdraft Account with Installment.
  • First installment date is 1 month after the withdrawal with installment.
  • In the case that the installment amounts are not paid on specified due dates, Overdraft Account interest will start to accrue over the outstanding installment amount.

Features of the Installment Support Account

  • Installment Support Account is a loan, you may utilize within the limit linked to the Support Account you hold.
  • You may make use of your Installment Support Account through the ING Branches, ATM's, Internet Branch and ING Mobile, even if you do not have any cash available in your account.
  • Such loan may be utilized for the maturity periods of 3, 6, 9 or 12 months.
  • The minimum utilization amount is TRY 50 for the ATMs, and TRY 100 for the other channels.
  • The due date for the first installment will be 1 month after the time of utilization of the loan. In case any installment amount is not paid within the indicated dates, then the Support Account interest will be started to be accrued on the basis of the amount of such unpaid installment amount. Such accrued interest amount will be reflected as debt on the first Friday of the following month.
  • If there is no positive balance up to the amount of the installment available in your account, then the amount of the principal of such installment will be collected from the support account. The interest for the installment will be collected after the account has a positive balance.
  • If you do not have a Support Account, you can submit your application through the Internet Branch, all of our ATMs, by dialing 0850 222 0 600, the Telephone Banking line, or by visiting our nearest branch.