<!DOCTYPE html>
<html xmlns="http://www.w3.org/1999/xhtml" xml:lang="tr" lang="tr" itemscope itemtype="http://schema.org/WebPage">
<head><title>
	ING
</title><meta charset="utf-8" /><meta name="description" content="ING&#39;nin düşük faiz oranlı, en uygun ihtiyaç kredisi teklifine başvururken nüfus cüzdanı, pasaport veya ehliyet gibi geçerli bir kimlik belgesi gerekir." /><meta property="og:description" content="ING&#39;nin düşük faiz oranlı, en uygun ihtiyaç kredisi teklifine başvururken nüfus cüzdanı, pasaport veya ehliyet gibi geçerli bir kimlik belgesi gerekir." /><meta itemprop="description" content="ING&#39;nin düşük faiz oranlı, en uygun ihtiyaç kredisi teklifine başvururken nüfus cüzdanı, pasaport veya ehliyet gibi geçerli bir kimlik belgesi gerekir." /><link rel="canonical" href="https://www.ing.com.tr/tr/bilgi-destek/kredi-basvurularinda-dikkat-edilmesi-gerekenler"/><link rel="alternate" hreflang="x-default" href="https://www.ing.com.tr/tr/bilgi-destek/kredi-basvurularinda-dikkat-edilmesi-gerekenler"/><meta name="robots" content="index, follow" /><meta content="True" name="HandheldFriendly" />
<meta name="google-site-verification" content="Hgp2idqm7SV1yPzopMDZ_iVz0BM3gceH5W4tGRUvpmc" />
<meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=5" />
<meta http-equiv="Cache-Control" content="no-cache, no-store, must-revalidate" />
<meta http-equiv="Pragma" content="no-cache" />
<meta http-equiv="Expires" content="0" />
<script>
 !(function() {
                if ( !/Android|webOS|iPhone|iPad|iPod|BlackBerry/i.test(navigator.userAgent) ) {
                    return;
                }
 
                if ( screen.width > 767 ) {
                    document.querySelector("meta[name=viewport]").setAttribute("content", "width=1044px,user-scalable=yes")
                }
            })();
</script> 

<link rel="icon" type="image/png" href="/documents/IngBank/assets/icons/favicon.png"/>
<link rel="apple-touch-icon" href="/documents/IngBank/assets/icons/favicon.png" />
<link rel="apple-touch-icon" sizes="72x72" href="/documents/IngBank/assets/icons/favicon72.png" />
<link rel="apple-touch-icon" sizes="114x114" href="/documents/IngBank/assets/icons/favicon114.png" />
<meta property="og:image" content="/F/Documents/Gfx/facebook_og_image.jpg" />
<meta property="og:title" content="ING Türkiye" />
<meta http-equiv="X-UA-Compatible" content="IE=edge" />

<script src="/documents/IngBank/assets/plugins/jquery/jquery.min.js?v=20260717"></script>

<style>
@media only screen and (max-device-width: 374px) {
            .product-services-fees ul.h-list li {
                border-right: 0;
            }
}
</style>

<script defer src="https://bundles.efilli.com/ing.com.tr.prod.js"></script> 

<!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-KLM6CVBQ');</script>
<!-- End Google Tag Manager -->

<script async src="https://www.googletagmanager.com/gtag/js?id=G-M835ZTL4HK"></script>
<script>
  window.dataLayer = window.dataLayer || [];
  function gtag(){dataLayer.push(arguments);}
  gtag('js', new Date());

  gtag('config', 'G-M835ZTL4HK');
</script>


<link rel="preload" as="style" href="/documents/IngBank/assets/css/reset.css" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/css/reset.css">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/plugins/jquery-ui/css/ui-lightness/jquery-ui.custom.min.css" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/plugins/jquery-ui/css/ui-lightness/jquery-ui.custom.min.css">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/plugins/ResponsiveSlides.js-master/responsiveslides.css" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/plugins/ResponsiveSlides.js-master/responsiveslides.css">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/plugins/jquery-selectbox/jquery-selectbox.css?v=20260717" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/plugins/jquery-selectbox/jquery-selectbox.css?v=20260717">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/plugins/jquery-datepicker/datePicker.css?v=20260717" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/plugins/jquery-datepicker/datePicker.css?v=20260717">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/plugins/fancybox/jquery.fancybox.css" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/plugins/fancybox/jquery.fancybox.css">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/css/general.css?v=20260717" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/css/general.css?v=20260717">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/css/ui.css?v=20260717" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/css/ui.css?v=20260717">
</noscript>

<link rel="preload" as="style" href="/documents/IngBank/assets/css/site.css?v=20260717" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/documents/IngBank/assets/css/site.css?v=20260717">
</noscript>

<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/wfull-site.css?v=20260717" media="screen and (min-width:768px)" />
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/w640-ui.css?v=20260717" media="screen and (max-width:767px)" />
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/w640-site.css?v=20260717" media="screen and (max-width:767px)" />

<!--[if lte IE 8]>
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/htc.css" />
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/wfull-site.css?v=20260717"/>
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/ie8.css" />
<![endif]-->
<!--[if lte IE 7]>
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/ie7.css" />
<![endif]-->

<!--CHATBOT-->
<link rel="preload" as="style" href="/assets/css/style.css?v=20260717" onload="this.rel='stylesheet'">
<noscript>
  <link rel="stylesheet" href="/assets/css/style.css?v=20260717">
</noscript>
<link rel="stylesheet" href="/assets/css/media.css?v=20260717" media="print" onload="this.media='all'">
<noscript>
  <link rel="stylesheet" href="/assets/css/media.css?v=20260717">
</noscript>
<!--CHATBOT END-->

<script>
$(document).ready(function () {
    if (window.location.href.includes('/tr/ingbank/') && typeof Url !== "undefined" && new URL(Url).pathname != window.location.pathname)
	location.href = Url;	
})
</script>
<script async src="//ingbank.api.useinsider.com/ins.js?id=10002037"></script> <script defer src="/assets/scripts/dataroid-websdk-v5.20.0.0.js"></script> <script defer>    window.addEventListener("DOMContentLoaded", function () {       window.dataroid.init(          "049c1a35-f3c8-11eb-a5a8-236bb0f2a087",          "https://ing.api.dataroid.com",          "1.0",          "ingpublicprod",       );       window.dataroid.getConfig().AppConnectConfig.eventDispatchLimit = 1;    }); </script> <script> $(document).ready(function() { 	$.cookie('BAYEUX_BROWSER', 'BAYEUX_BROWSER', { 		path: '/' 	}); }); </script>
<link rel="icon" type="image/x-icon" href="/documents/IngBank/assets/icons/favicon.png"/><meta property="og:url" content="https://www.ing.com.tr/tr/bilgi-destek/kredi-basvurularinda-dikkat-edilmesi-gerekenler" /><meta content="Ingbank" itemprop="name" /><meta content="Ingbank" property="og:site_name" /><meta content="Company" property="og:type" /></head>
<body id="mainBody"><!-- Google Tag Manager (noscript) -->
<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-KLM6CVBQ"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<!-- End Google Tag Manager (noscript) -->
 
<!--[if lt IE 9]>
<div id="browserbox" style="position: fixed; top: 0;background-color:#c70505;z-index:998;color: white;width: 100%;text-align: center;height: 43px;line-height: 43px;padding: 3px;left: 0;display:none;">
    Kullandığınız tarayıcı (browser) güncel değil. İnternetteki güvenliğiniz için <a href="/tr/bilgi-destek/ing-internet-subesi#faq113255" style="color: white;text-decoration: underline;" title="Güncel Tarayıcılar" alt="Güncel Tarayıcılar">tarayıcınızın en son sürümünü</a> kullanmanızı tavsiye ederiz.
</div>
<script>
document.body.style.marginTop = '50px';
document.getElementById("browserbox").style.display = "inline";
</script>
<![endif]-->


<div id="chat" class="toggle" style="display:none"><a role="button" id="chat-small" class="chatbubble glow"><div class="notify-bubble"><span class="h2"></span></div></a><div id="chat-big" class="glow-box"><nav><a role="button" id="question-mark" class="question-mark passive"><img src="/assets/img/chat/question-mark.png" id="question-mark-img" alt="help icon" srcset="/assets/img/chat/question-mark.png 1x, /assets/img/chat/question-mark@2x.png 2x"><img id="question-mark-img-passive" src="/assets/img/chat/passive.png" alt="help icon" srcset="/assets/img/chat/passive.png 1x, /assets/img/chat/passive@2x.png 2x"></a><p class="h1">INGo</p><a role="button" id="close"><img src="/assets/img/close.png" alt="close icon" srcset="/assets/img/close.png 1x, /assets/img/close@2x.png 2x"></a><a role="button" id="minimize"><img src="/assets/img/minimize.png" alt="close icon" srcset="/assets/img/minimize.png 1x, /assets/img/minimize@2x.png 2x"></a></nav><section class="scroll"><div class="view"></div></section><section class="chatinput"><input type="text" placeholder="INGo’ya sorun." class="chatmsg" maxlength="150"><div class="submitbutton"><input type="submit" value="Gönder" class="button-send"></div></section><section id="INGo-container"><div id="INGo-content"><p class="h2">Sizin için neler yapabilirim?</p><div id="INGo-list"><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet1.png" alt="" srcset="/assets/img/chat/bullet1.png 1x, /assets/img/chat/bullet1@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="İhtiyaç Kredisi Bilgi ve Başvuru">Kredi başvurunuzu yapabilir ve hızlıca sonucunu paylaşabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet2.png" alt="" srcset="/assets/img/chat/bullet2.png 1x, /assets/img/chat/bullet2@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="ING Ürünleri">ING ürün ve kampanyaları hakkında sorularınızı cevaplayabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet3.png" alt="" srcset="/assets/img/chat/bullet3.png 1x, /assets/img/chat/bullet3@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="En Yakın ING">Tüm Şube ve ATM’lerimizin bilgilerini gösterebilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet4.png" alt="" srcset="/assets/img/chat/bullet4.png 1x, /assets/img/chat/bullet4@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Hesaplama Araçları">Kredi ödemesi, faiz oranı ve mevduat getirisi hesaplayabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet5.png" alt="" srcset="/assets/img/chat/bullet5.png 1x, /assets/img/chat/bullet5@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Döviz Kurları">Döviz kurlarını hesaplayabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet6.png" alt="" srcset="/assets/img/chat/bullet6.png 1x, /assets/img/chat/bullet6@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Başvuru Sorgulama">Kredi kartı ve ürün başvurularınızı takip edebilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet7.png" alt="" srcset="/assets/img/chat/bullet7.png 1x, /assets/img/chat/bullet7@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Şifremi Unuttum">Kredi kartı ya da bankacılık kanallarına giriş şifrenizi alabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet8.png" alt="" srcset="/assets/img/chat/bullet8.png 1x, /assets/img/chat/bullet8@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Hizmet Ücretleri">Ürün ve hizmet ücretleriyle ilgili bilgi verebilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet9.png" alt="" srcset="/assets/img/chat/bullet9.png 1x, /assets/img/chat/bullet9@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Selam">Sadece bakmaya geldiyseniz benimle sohbet de edebilirsiniz :) </a></p></div></div></div></div></section></div></div>
    
<form method="post" action="https://www.ing.com.tr/tr/bilgi-destek/kredi-basvurularinda-dikkat-edilmesi-gerekenler" id="ctl02">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="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" />
</div>

<div class="aspNetHidden">

	<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CC48EC6B" />
	<input type="hidden" name="__VIEWSTATEENCRYPTED" id="__VIEWSTATEENCRYPTED" value="true" />
</div><div>
	<iframe id="logout-hidden-iframe" style="display: none;"></iframe>
<div class="warningbar-container">
<div class="warningbar" id="login-bar" style="display: none;">
<div class="container">
<div class="online">
<span class="ui-bar-icons online"></span>
<a href="https://internetsubesi.ing.com.tr/WebApplication.UI/Default.aspx">İnternet Şubesi&rsquo;ne D&ouml;n</a>
<em>İnternet Şubesi oturumunuz sonlandırılmıştır.</em>
</div>
<div class="logout">
<span class="ui-layout vseperator wfull"></span>
<span class="ui-bar-icons logout"></span>
<a id="loginbar-logout-btn" href="#">Oturumu Kapat</a>
</div>
<div class="hseperator w640"></div>
<div class="guest-info">
<span class="ui-layout vseperator big wfull"></span>
Merhaba
<span id="guest-info-name"></span>
</div>
<div class="remaining">
<span class="ui-bar-icons remaining"></span>
Kalan S&uuml;re
<em class="text-right ing-orange">04:32</em>
</div>
</div>
</div>
</div>

</div><div id="viewport" class="home"><div id="side">
	

<header>
    <div class="container">

        <nav class="primary-nav">
            <ul class="menu h-list">
                
                <li class="wfull"><a href="https://giris.turkiye.gov.tr/Giris/edevlet/INGBank"><span class="ui-icons s26x26 edev"></span>e-Devlet Kapısı</a></li>
                <li class="wfull"><a href="/tr/bilgi-destek/urun-ve-hizmet-ucretleri"><span class="ui-icons s26x26 product"></span>Ürün ve Hizmet Ücretleri</a></li>
                <li class="wfull sup"><a href="/tr/bilgi-destek/sube-ve-atm-bulucu"><span class="ui-icons s26x26 department"></span>Şube ve ATM’lerimiz</a></li>
            </ul>
            <ul class="menu"><li><a href="/tr/sizin-icin" title="SİZİN İÇİN Sayfası">SİZİN İÇİN</a></li><li><a href="/tr/isiniz-icin" title="İŞİNİZ İÇİN Sayfası">İŞİNİZ İÇİN</a></li></ul>
        </nav>

        <div class="w640">
            <a href="#" class="ui-buttons iconic side-toggle align-right">
                <span class="ui-custom-menu-text">Menü</span>
                <span class="ui-arrows small white left"></span>
                <span class="ui-icons side" title="Menu"></span>
            </a>
        </div>

        <div class="logo">
            <a href="/tr" title='ING Logo'></a>
        </div>

        <div class="header-buttons">
            <div class="top-menu">
                <div class="top-menu__section top-menu__section--login">

                    <button class="top-menu__header" aria-expanded="false" aria-controls="internet-banking-content" type="button">
                        <span class="top-menu__title">
                            İnternet Şubesi
                        </span>
                        <img class="top-menu__chevron-icon" src="/documents/IngBank/assets/icons/top-menu-chevron-down-filled.png">
                        <img class="top-menu__close-icon is-hidden" src="/documents/IngBank/assets/icons/top-menu-cross-filled.png">
                    </button>

                    <div id="internet-banking-content" class="top-menu__content-wrapper is-hidden" style="">
                        <div class="top-menu__content">
                            <a href="https://internetsubesi.ing.com.tr/banking/login" title='Bireysel İnternet Şubesi Girişi'>
                                Bireysel
                            </a>
                        </div>

                        <div class="top-menu__separator"></div>

                        <div class="top-menu__content">
                            <a href="https://kurumsalinternetsubesi.ing.com.tr/banking/login" title='Kurumsal İnternet Şubesi Girişi'>
                                Kurumsal
                            </a>
                        </div>
                    </div>

                </div>

                <div class="top-menu__section top-menu__section--be-customer">

                    <button class="top-menu__header" aria-expanded="false" aria-controls="be-customer-content" type="button">
                        <span class="top-menu__title">
                            Müşteri Ol
                        </span>
                        <img class="top-menu__chevron-icon" src="/documents/IngBank/assets/icons/top-menu-white-chevron-down-filled.png">
                        <img class="top-menu__close-icon is-hidden" src="/documents/IngBank/assets/icons/top-menu-white-cross-filled.png">
                    </button>

                    <div id="be-customer-content" class="top-menu__content-wrapper is-hidden" style="">
                        <div class="top-menu__content">
                            <a href="https://www.ing.com.tr/tr/ing/7-24-bankacilik/ingli-ol" title='Bireysel İnternet Şubesi Girişi'>
                                Bireysel
                            </a>
                        </div>

                        <div class="top-menu__separator"></div>

                        <div class="top-menu__content">
                            <a href="https://www.ing.com.tr/tr/isiniz-icin/ing-kobi-dijital/ingli-ol" title='Kurumsal İnternet Şubesi Girişi'>
                                Kurumsal
                            </a>
                        </div>
                    </div>

                </div>
            </div>
            <div class="search-bar">
                <div class="search-bar__form">
                    <input type="text" name="q" id="key1" class="search-bar__input" placeholder="Arama Yapın" title="Ara" />
                    <input type="button" id="btnSubmit" class="search-bar__submit" title="Ara" value="&nbsp;" aria-label="Ara" />
                </div>
            </div>
        </div>

        <div class="clearfix"></div>

        <nav class="secondary-nav">
            
        </nav>

        <div class="clearfix"></div>

    </div>
</header>

<script>
    //<![CDATA[
    $(document).ready(function () {

        if (document.URL.indexOf('/tr/arama/sonuc/') != -1) {
            var $key1 = $("#key1");
            var value = '';
            if (value.length > 0 && value != "notfound") {
                $key1.val(value);
            }
        }

        String.prototype.replaceAll = function (search, replace) {
            if (!replace)
                return this;

            return this.replace(new RegExp('[' + search + ']', 'g'), replace);
        };

        function handleSearchInput() {
            const $key = $("#key1");
            const characterReg = /^\s*[a-zA-Z0-9öçşığüÖÇŞİĞÜ,\s]+\s*$/;
            let skey = $key.val();
            skey = replaceTurkishChars(skey);
            if (!characterReg.test(skey)) {
                skey = skey.replace(/[`~!@#$%^&*()_|+\-=?;:'",.<>\{\}\[\]\\\/]/gi, '');
            }
            if ($key.val().length > 0 && characterReg.test(skey)) {
                const redirectUrl = '/tr/arama/sonuc/' + encodeURI(skey);
                window.location.href = redirectUrl;
            }
        }

        $("#key1").on('keypress', function (event) {
            if (event.which == 13) {
                event.preventDefault();
                handleSearchInput();
            }
            else {
                return validatetext(event);
            }
        });

        function validatetext(evt) {
            var theEvent = evt || window.event;
            var key = theEvent.keyCode || theEvent.which;
            key = String.fromCharCode(key);
            var regex = /^\s*[a-zA-Z0-9öçşığüÖÇŞİĞÜ,\s]+\s*$/;
            if (!regex.test(key)) {
                theEvent.returnValue = false;
                if (theEvent.preventDefault) theEvent.preventDefault();
            }
        }

        function replaceTurkishChars(skey) {
            return skey.replace(/ı/g, 'i').replace(/ğ/g, 'g').replace(/ü/g, 'u').replace(/ş/g, 's').replace(/ö/g, 'o').replace(/ç/g, 'c').replace(/İ/g, 'I').replace(/Ğ/g, 'G').replace(/Ü/g, 'U').replace(/Ş/g, 'S').replace(/Ö/g, 'O').replace(/Ç/g, 'C');
        }

        $("#btnSubmit").on('click', function () {
            handleSearchInput();
        });

        $(".ui-buttons.iconic.side-toggle").on('click', function (e) {
            e.preventDefault();
            $(this).toggleClass("align-right");
            $("header .logo").toggleClass("hide-class");
            $(".ui-custom-menu-text").toggleClass("hide-class");
        });
        
        function closeSection($btn) {
          const contentId = $btn.attr('aria-controls');
          $btn.attr('aria-expanded', 'false');
          $('#' + contentId).addClass('is-hidden');

          $btn.find('.top-menu__chevron-icon').removeClass('is-hidden');
          $btn.find('.top-menu__close-icon').addClass('is-hidden');
        }

        function openSection($btn) {
            const contentId = $btn.attr('aria-controls');
            $btn.attr('aria-expanded', 'true');
            $('#' + contentId).removeClass('is-hidden');

            $btn.find('.top-menu__chevron-icon').addClass('is-hidden');
            $btn.find('.top-menu__close-icon').removeClass('is-hidden');
        }

        $('.top-menu__header').on('click', function () {
          const $clickedBtn = $(this);
          const willExpand = $clickedBtn.attr('aria-expanded') !== 'true'; 

          $('.top-menu__header[aria-expanded="true"]').each(function () {
            const $btn = $(this);
            if (!$btn.is($clickedBtn)) closeSection($btn);
          });

          if (willExpand) {
            openSection($clickedBtn);
          } else {
            closeSection($clickedBtn);
          }
        });
    });
        //]]>
</script>

</div><div id="page"><section><div class="container"><div class="w640"></div><div>
	<div class="wrapper">
<div class="wrapper-head"><span class="ui-icons s25x25 knowledge m-r10"></span>
<h1 class="page-title">Kredi başvurularında dikkat edilmesi gereken noktalar nelerdir?</h1>
<div class="clearfix"></div>
</div>
</div>
<br />
<span style="line-height: 20px; color: #666666;">
<br />
-Kredi başvurunuzun olumlu olarak değerlendirilebilmesi i&ccedil;in, ING tarafından belirlenen değerlendirme koşullarını sağlamış olmanız gerekir.<br />
<br />
Kredi başvurunuzun sonucunu;<br />
<br />
&bull;<span style="white-space: pre;">	</span>18 yaşından b&uuml;y&uuml;k olmak,<br />
&bull;<span style="white-space: pre;">	</span>Kayıtlı bir meslek sahipliği,<br />
&bull;<span style="white-space: pre;">	</span>Haciz kaydının bulunmaması,<br />
&bull;<span style="white-space: pre;">	</span>Kredi notuna etki eden ge&ccedil;miş kredi/kredi kartı &ouml;demelerinin d&uuml;zenli yapılmış olması,<br />
&bull;<span style="white-space: pre;">	</span>T&uuml;m bankalardaki toplam kredi/kredi kartı bor&ccedil;larının gelire oranla dengeli bir seviyede olması gibi sebepler etkiler.&nbsp;<br />
<br />
Bu kriterleri karşılamamak kredi başvurunuzun olumsuz sonu&ccedil;lanmasına sebep olabilir.<br />
<br />
-Kredi notu hakkında detaylı bilgi almak i&ccedil;in <a href="https://www.ing.com.tr/tr/bilgi-destek/kredi-notu-nasil-duzeltilir">tıklayın.</a><br />
<br />
<br />
</span>

</div><div class="separator"></div></div></section><footer><div class="container">
	<div class="w640 text-center m-b15 product-services-fees" id="footer-product-services-fees-panel">
<div class="separator m-b20"></div>
<ul class="h-list">
    <li style="padding-right: 10px;"><a class="dark-gray" href="/tr/bilgi-destek/urun-ve-hizmet-ucretleri"><span class="ui-icons s26x26 product"></span>&Uuml;r&uuml;n ve Hizmet &Uuml;cretleri</a></li>
    <li class="sup no-ml"><a class="dark-gray" href="/tr/bilgi-destek/sube-ve-atm-bulucu"><span class="ui-icons s26x26 department"></span>Şube ve ATM&rsquo;lerimiz</a></li>
</ul>
</div>
<div class="separator m-b30"></div>
<div class="curve wfull"></div>
<nav class="more-nav grid-4">
<div class="footer-title">ING T&uuml;rkiye</div>
<ul class="menu">
    <li><a title="ING hakkında" href="/tr/ing/hakkimizda/senhayatiniyasa">Hakkımızda</a></li>
    <li><a href="/tr/ing/surdurulebilirlik">S&uuml;rd&uuml;r&uuml;lebilirlik</a></li>
    <li><a title="ING Yatırımcı İlişkileri" href="/tr/ing/yatirimci-iliskileri/finansal-raporlar/yillik-faaliyet-raporlari">Yatırımcı İlişkileri </a></li>
    <li><a title="ING Kurumsal Y&ouml;netim" href="/tr/ing/kurumsal-yonetim/vizyon-misyon-ve-degerler">Kurumsal Y&ouml;netim</a></li>
    <li><a title="ING Bilgi Toplumu Hizmetleri" href="https://e-sirket.mkk.com.tr/esir/Dashboard.jsp#/sirketbilgileri/11642" target="_blank" rel="nofollow">Bilgi Toplumu Hizmetleri</a></li>
    <li><a title="ING İnsan Kaynakları, a&ccedil;ık iş pozisyonları" href="http://www.ing.jobs/Turkiye/Home.htm" target="_blank">İnsan Kaynakları </a></li>
</ul>
</nav>  <nav class="more-nav grid-4">
<div class="wfull m-b15 fw-normal fs-12 medium-gray">&nbsp;</div>
<ul class="menu">
    <li><a title="ING basın b&uuml;ltenleri, reklam filmleri, g&ouml;rsel galeri" href="/tr/ing/basin-odasi/basin-bultenleri/2026">Basın Odası</a></li>
    <li><a title="ING M&uuml;şteriyi bilgilendirme formları" href="/tr/ing/hakkimizda/bilgilendirmeler">Bilgilendirmeler</a>&nbsp;</li>
    <li><a title="ING hizmet kredi s&ouml;zleşmeleri" href="/tr/ing/hakkimizda/hizmet-ve-kredi-sozlesmeleri">Hizmet ve Kredi S&ouml;zleşmeleri</a></li>
    <li><a title="Kişisel Verilerin Korunması" href="/tr/ing/kisisel-verilerin-korunmasi/musteri-edinimi-hesap-acilisi-aydinlatma-metni">Kişisel Verilerin Korunması</a></li>
    <li><a href="/tr/ing/zaman-asimi-islemleri/za-gayrimenkuller">Zaman Aşımı İşlemleri</a></li>
    <li><a href="/tr/ing/guvenlik/ing-bilgi-islem-guvenligi-farkindaligi-bildirimi">G&uuml;venlik</a></li>
</ul>
</nav>
<nav class="help-nav grid-4">
<div class="footer-title">ING Destek</div>
<ul class="menu">
    <li><a title="Şikayet, &ouml;neri ve g&ouml;r&uuml;şlerinizi bildirme formu" href="/tr/bilgi-destek">İletişim Formu </a></li>
    <li><a title="Sık&ccedil;a sorulan sorular ve cevaplarına ulaşabilirsiniz." href="/tr/bilgi-destek">Bilgi Destek </a></li>
    <li><a title="ING Şube ve ATM adresleri" href="/tr/bilgi-destek/sube-ve-atm-bulucu">Şube/ATM Bulucu</a></li>
    <li><a href="https://www.ing.com.tr/tr?IsINGo=1">INGo</a></li>
    <li><a href="/tr/sizin-icin/basvuru-takip-formu">Başvuru ve Dok&uuml;man Takip</a></li>
</ul>
</nav>
<nav class="help-nav grid-4 last">
<div class="footer-title">ING Siteleri</div>
<ul class="menu">
    <li><a title="ING Global" href="https://ing.com/" target="_blank" rel="noopener nofollow noreferrer">ING Global</a> </li>
    <li><a title="ING Tasarruf Eğilimleri Araştırması" href="https://www.ing.com.tr/tr/ing/tasarruf-egilimleri/ana-sayfa" target="_blank" rel="noopener nofollow noreferrer">Tasarruf Eğilimleri Araştırması</a> </li>
    <li><a title="ING Satılık Gayrimenkuller" href="/tr/gayrimenkul" target="_blank" rel="noopener nofollow noreferrer">Satılık Gayrimenkuller</a></li>
</ul>
</nav>
<div class="clearfix"></div>
<div class="separator no-mtop"></div>
<nav class="copyright-nav">
<ul class="menu h-list f-left">
    <li class="copyright">&copy;ING</li>
    <li><a title="ING site kullanım şartları" href="/tr/ing/kullanim-sartlari">Kullanım Şartları</a></li>
    <li><a title="ING English Site" href="/en">English</a></li>
</ul>
<div class="social f-right">
<a title="Facebook" class="ui-icons s23x22 facebook" href="https://www.facebook.com/ingtr" target="_blank" rel="noopener noreferrer nofollow"></a>
<a title="Twitter" class="ui-icons s23x22 twitter" href="https://twitter.com/ingturkiye" target="_blank" rel="noopener noreferrer nofollow"></a>
<a title="Youtube" class="ui-icons s23x22 youtube" href="http://www.youtube.com/ingturkiye" target="_blank" rel="noopener noreferrer nofollow"></a>
<a title="Linkedin" class="ui-icons s23x22 linkedin" href="http://www.linkedin.com/company/ing-turkiye/" target="_blank" rel="noopener noreferrer nofollow"></a>
<a title="Instagram" class="ui-icons s23x22 instagram" href="http://instagram.com/ingturkiye" target="_blank" rel="noopener noreferrer nofollow"></a>
<div class="clearfix"></div>
</div>
<div class="clearfix"></div>
</nav>
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />

</div></footer><div class="overlay w640"></div></div></div>

<script type="text/javascript">
//<![CDATA[
var CultureCode='tr-TR';var LanguageCode='tr';var CountryCode='TR';var CountryId=1;var LanguageId=1;var PageId=2448;var SiteId=1;var DocumentsPath='/documents/Ingbank';var SiteLanguageId=15;var RouteLanguageIdentifier='tr';var Url='https://www.ing.com.tr/tr/bilgi-destek/kredi-basvurularinda-dikkat-edilmesi-gerekenler';//]]>
</script>
</form><!--[if lte IE 8]>
<script src="/documents/IngBank/assets/js/html5shiv.js"></script> 
<![endif]-->

<script src="/documents/IngBank/assets/plugins/jquery/jquery.min.js?v=20260717"></script>
<script src="/documents/IngBank/assets/js/pbkdf2.js?v=20260717"></script>
<script src="/documents/IngBank/assets/js/jquery.cookie.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/js/localisation.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/selection.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery/jquery-ui.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.ui.sliderTicks.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery-selectbox/jquery-selectbox-0.2-min.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.maskedInputs.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery-tooltip/jquery.tooltip.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery-datepicker/date.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery-datepicker/date_tr.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery-datepicker/jquery.datePicker.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.datePicker.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.scrollTo-min.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.numberInputs.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.tabControl.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.mousewheel-3.0.6.pack.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/fancybox/jquery.fancybox.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/fancybox/helpers/jquery.fancybox-media.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/js/calculate.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/plugins/jquery.bbWarningBar.js"></script>
<script type="text/javascript" src="/documents/IngBank/assets/js/common.js?v=20260717"></script>
<script type="text/javascript" src="/documents/IngBank/assets/js/online.js?v=20260717"></script>
<script src="/documents/IngBank/assets/plugins/ResponsiveSlides.js-master/responsiveslides.js?v=20260717"></script>
<script src="/assets/scripts/ingbank.js?v=20260717" type="text/JavaScript"></script>
<script src="/documents/IngBank/assets/js/VisitorAPI_v1.js?v=20260717" type="text/javascript"></script>
<script src="/documents/IngBank/assets/js/AppMeasurement_v11.js?v=20260717" type="text/javascript"></script>
<script src="/F/Documents/Gfx/omniture/Omniture_v36.js?v=20260717" charset="UTF-8"></script>
<!--CHATBOT-->
<script src="/assets/scripts/bodymovin.min.js"></script>
<script src="/assets/scripts/ingbank.chat.js?v=20260717"></script>
<script src="/assets/scripts/cometd.js"></script>
<script src="/assets/scripts/AckExtension.js"></script>
<script src="/assets/scripts/ReloadExtension.js"></script>
<script src="/assets/scripts/jquery.cometd.js"></script>
<script src="/assets/scripts/jquery.cometd-ack.js"></script>
<script src="/assets/scripts/jquery.cometd-reload.js"></script>
<!--CHATBOT END-->

<script>
var _0xb010=["\x68\x74\x74\x70\x73\x3A\x2F\x2F\x70\x69\x78\x65\x6C\x73\x2E\x69\x6E\x67\x62\x61\x6E\x6B\x2E\x63\x6F\x6D\x2E\x74\x72\x2F\x70\x69\x78\x65\x6C\x2E\x67\x69\x66\x3F\x76\x65\x72\x3D","\x67\x65\x74\x54\x69\x6D\x65","\x47\x45\x54","\x6F\x70\x65\x6E","\x73\x65\x6E\x64","\x72\x65\x73\x70\x6F\x6E\x73\x65\x54\x65\x78\x74","\x6F\x6E\x6C\x6F\x61\x64"];function lb(){var _0x83e3x2= new Date();var _0x83e3x3=_0xb010[0]+_0x83e3x2[_0xb010[1]]();var _0x83e3x4= new XMLHttpRequest();_0x83e3x4[_0xb010[3]](_0xb010[2],_0x83e3x3,false);_0x83e3x4[_0xb010[4]](null);return _0x83e3x4[_0xb010[5]]}window[_0xb010[6]]=lb
</script>

<script>
	$(document).ready(function () {
		$('a[onclick="return false;"]').each(function() 
			{ $(this).removeAttr('onclick')});
	})
</script>
</body>
</html>

<!--0405082026015557--><script id="f5_cspm">(function(){var f5_cspm={f5_p:'CIFELAGKIFLAIKDEMDNIPJBHMHNAPMLEFPKNNFLDBPNEPICGFDPKPLJIHACEFHKCFHCBHCGMAAOHBELDOHJAANEIAAGEFLILNPIHOHEKLMAKECFMBOHMCDFCAJHGBBOC',setCharAt:function(str,index,chr){if(index>str.length-1)return str;return str.substr(0,index)+chr+str.substr(index+1);},get_byte:function(str,i){var s=(i/16)|0;i=(i&15);s=s*32;return((str.charCodeAt(i+16+s)-65)<<4)|(str.charCodeAt(i+s)-65);},set_byte:function(str,i,b){var s=(i/16)|0;i=(i&15);s=s*32;str=f5_cspm.setCharAt(str,(i+16+s),String.fromCharCode((b>>4)+65));str=f5_cspm.setCharAt(str,(i+s),String.fromCharCode((b&15)+65));return str;},set_latency:function(str,latency){latency=latency&0xffff;str=f5_cspm.set_byte(str,40,(latency>>8));str=f5_cspm.set_byte(str,41,(latency&0xff));str=f5_cspm.set_byte(str,35,2);return str;},wait_perf_data:function(){try{var wp=window.performance.timing;if(wp.loadEventEnd>0){var res=wp.loadEventEnd-wp.navigationStart;if(res<60001){var cookie_val=f5_cspm.set_latency(f5_cspm.f5_p,res);window.document.cookie='f5avr0051559946aaaaaaaaaaaaaaaa_cspm_='+encodeURIComponent(cookie_val)+';path=/;'+'';}
return;}}
catch(err){return;}
setTimeout(f5_cspm.wait_perf_data,100);return;},go:function(){var chunk=window.document.cookie.split(/\s*;\s*/);for(var i=0;i<chunk.length;++i){var pair=chunk[i].split(/\s*=\s*/);if(pair[0]=='f5_cspm'&&pair[1]=='1234')
{var d=new Date();d.setTime(d.getTime()-1000);window.document.cookie='f5_cspm=;expires='+d.toUTCString()+';path=/;'+';';setTimeout(f5_cspm.wait_perf_data,100);}}}}
f5_cspm.go();}());</script>