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Everything You Want To Know

What is ING Daily?

ING Daily is an advantageous banking package that solutions for all the basic banking needs of our individual customers are provided with a single application.

What services are included in the assistance service exclusive to ING Bank pensioner customers?

With Medical Information and Consulting service, assistance is provided by the special assistance Medical Crew for all kinds of emergency or non-emergency health problems that our pensioner customers experience.

The names, addresses and telephone number of doctors, hospitals, diagnostic centers, pharmacies, and on-duty pharmacies are provided. Advise is provided regarding necessary measures to be taken for the health problem experienced, however, no diagnosis will be offered, and no medicine recommendations will be made. In the case that an emergency medical intervention is needed, all arrangements will be provided by the special assistance Medical Crew. In the case that our customer is exposed to a bodily damage/injury due to an emergency medical situation, special assistance will ensure the transfer of the customer with an accompanying doctor to the nearest health institution by the most appropriate transportation vehicle (land/air ambulance). The cost of all medical transfers except land ambulance will be the responsibility of our customer. All arrangements needed for Air Ambulance and Flight with Stretcher will be made by the special assistance Medical Crew, and paid for by the ING Bank pensioner customer.

For the special assistance service, you can call 0212 328 28 28.

What are the institutions for which I can pay my electricity bills with an automatic payment order?

To view the list of institutions, click here..

What are the other institutions for which I can place an automatic payment order?

To view the list of institutions, click here..

What are the institutions for which I can pay my telephone bills with an automatic payment order?

To view the list of institutions, click here..

What are the institutions for which I can pay my natural gas bills with an automatic payment order?

To view the list of institutions, click here..

What are the institutions for which I can pay my water bills with an automatic payment order?

To view the list of institutions, click here.

What are the institutions for which I can pay my Tax and SSK bills with an automatic payment order?

To view the list of institutions, click here..

What is ING Daily?

ING Daily is an advantageous banking package that solutions for all the basic banking needs of our individual customers are provided with a single application.

What is the Credit Bureau of Türkiye (KKB) Risk Report?

The Credit Bureau of Türkiye Risk Report is an informative product that summarizes debt/limit/performance information of individuals and legal entities with regards to the credit products they have used within the banking system. The report includes information such as whether or not debts are paid in a timely manner, total current debt, and whether or not there are any debts against which legal proceedings have been instituted.

Can third parties obtain my KKB Risk Report?

KKB Risk Report is only provided upon the application of the relevant individual or the institution. Third party individuals and companies cannot obtain the report of someone else.

What are the types of equipment suitable for financial leasing?

All kinds of movable or immovable fixed assets that are depreciable can be the subject of a financial leasing agreement.

INCLUDED WITHIN THE SCOPE
OF FINANCIAL LEASING
NOT INCLUDED WITHIN THE SCOPE OF FINANCIAL LEASING
   
  • CONSTRUCTION AND FARMING EQUIPMENT (Excavator, loader, crane, forklift, tractor etc.)
  • INTELLECTUAL PROPERTY RIGHTS, COPYRIGHTS, COMPUTER SOFTWARE
  • ON-ROAD VEHICLES (Passenger cars, bus, truck, tractor etc.)
  • LABOR FORCE
  • MEDICAL EQUIPMENT(Diagnostic equipment, dentist equipment etc.)
  • INTEGRAL PARTS
  • PRODUCTION MACHINERY (Metal, plastic injection, food processing, packaging equipment etc.)
  • RAW MATERIALS
  • COMPUTERS AND ELECTRONIC DEVICES (Computer, printer, fax, etc.)
  • TRADE NAME
  • TEXTILE MACHINERY (Weaving, knitting, yarn production machinery etc.)
  • REAL ESTATE (Building, office, business premise, factory, etc.)

What are the advantages of financial leasing?

Financial leasing is an attractive financing method for all kinds of companies, from corporations listed on the exchange to small enterprises, and worth considering due to tax advantages, and simple and quick procedures. Primary advantages of financial leasing which facilitates medium and long term credit can be summed up as below:

  • For medium and long term financing facilities, your leasing plan can be created in local currency or foreign currency.
  • Increase in the effectiveness of your company (improved liquidity, decreased indebtedness, improved balance sheet structure).
  • Flexible payment plan that suits the cash flow of the lessee.
  • Fixed and variable interest rate opportunities.
  • More flexible collateral, quick credit results and low costs compared to the bank loans.
  • Ability to finance the total investment amount including all expenses.
  • Expert procurement support for imports and domestic investments.
  • Foreign currency financing opportunities for non-exporting customers
  • Simple procedures and quick decision process
  • Instead of obtaining bank credit or using the resources of the company for procurement, leasing goods to allow investors to make investments plays a significant role in increasing productivity and profitability by facilitating the efficient use of capital.

What is Leasing?

Leasing is an effective financing tool used by investors to obtain direct financing without applying for credit or using equity capital. In financial leasing, the ownership of the leased asset, selected by the lessee, belongs to the relevant financial leasing company. However, the right of use is transferred to the lessee in return for the installments specified in the agreement and the irrevocableness period goes into effect. At the end of the agreement period, the ownership of the leased assets is transferred to the lessee.