<!DOCTYPE html>
<html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en" lang="en" itemscope itemtype="http://schema.org/WebPage">
<head><title>
	SME Liability Insurance | ING
</title><meta charset="utf-8" /><meta charset="utf-8" /><meta name="description" content="IngBank" /><meta property="og:description" content="IngBank" /><meta itemprop="description" content="IngBank" /><link rel="canonical" href="https://www.ing.com.tr/en/for-your-business/insurance-and-pension/sme-liability-insurance"/><link rel="alternate" hreflang="x-default" href="https://www.ing.com.tr/en/for-your-business/insurance-and-pension/sme-liability-insurance"/><meta name="robots" content="index, follow" /><meta charset="utf-8">
<meta content="True" name="HandheldFriendly">
<meta name="viewport" content="width=device-width,user-scalable=no,target-densityDpi=device-dpi" />

<script type="text/javascript">
!(function() {
                if ( !/Android|webOS|iPhone|iPad|iPod|BlackBerry/i.test(navigator.userAgent) ) {
                    return;
                }
 
                if ( screen.width > 767 ) {
                    document.querySelector("meta[name=viewport]").setAttribute("content", "width=1044px,user-scalable=yes")
                }
            })();
</script> 

<link rel="icon" type="image/png" href="/documents/IngBank/assets/icons/favicon.png"/>
<link rel="apple-touch-icon" href="/documents/IngBank/assets/icons/favicon.png" />
<link rel="apple-touch-icon" sizes="72x72" href="/documents/IngBank/assets/icons/favicon72.png" />
<link rel="apple-touch-icon" sizes="114x114" href="/documents/IngBank/assets/icons/favicon114.png" />
<meta property="og:image" content="/F/Documents/Gfx/facebook_og_image.jpg" />
<meta property="og:title" content="ING Bank Turkey" />
<meta http-equiv="X-UA-Compatible" content="IE=edge" />
<meta name="google-site-verification" content="PdohFc4zu17ROj7w1_YuS573MDpxyqKG_7j0vtYWBzE" />
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/site.css?v=20260717" />
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/plugins/ResponsiveSlides.js-master/responsiveslides.css" />
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/w640-site.css?v=20260717" media="screen and (max-width:767px)" />

<link rel="stylesheet" type="text/css" href="/bundles/main.css?v=20260717">
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/wfull-site.css?v=20260717" media="screen and (min-width:768px)">
<link rel="stylesheet" type="text/css" href="/bundles/w640-main.css?v=20260717" media="screen and (max-width:767px)">

<!--[if lte IE 8]>  
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/htc.css" />
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/wfull-site.css?v=20260717"/>
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/ie8.css" />
<![endif]-->  
<!--[if lte IE 7]>
<link rel="stylesheet" type="text/css" href="/documents/IngBank/assets/css/ie7.css" />
<![endif]-->

<script src="/documents/IngBank/assets/plugins/jquery/jquery.min.js?v=20260717"></script>

<script defer src="https://bundles.efilli.com/ing.com.tr.prod.js"></script> 

<!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-KLM6CVBQ');</script>
<!-- End Google Tag Manager -->

<script async src="https://www.googletagmanager.com/gtag/js?id=G-M835ZTL4HK"></script>
<script>
  window.dataLayer = window.dataLayer || [];
  function gtag(){dataLayer.push(arguments);}
  gtag('js', new Date());

  gtag('config', 'G-M835ZTL4HK');
</script>


<script async src="//ingbank.api.useinsider.com/ins.js?id=10002037"></script> <script defer src="/assets/scripts/dataroid-websdk-v5.20.0.0.js"></script> <script defer>    window.addEventListener("DOMContentLoaded", function () {       window.dataroid.init(          "049c1a35-f3c8-11eb-a5a8-236bb0f2a087",          "https://ing.api.dataroid.com",          "1.0",          "ingpublicprod",       );       window.dataroid.getConfig().AppConnectConfig.eventDispatchLimit = 1;    }); </script> <script> $(document).ready(function() { 	$.cookie('BAYEUX_BROWSER', 'BAYEUX_BROWSER', { 		path: '/' 	}); }); </script>
<link rel="icon" type="image/x-icon" href="/documents/IngBank/assets/icons/favicon.png"/><meta property="og:url" content="https://www.ing.com.tr/en/for-your-business/insurance-and-pension/sme-liability-insurance" /><meta content="Ingbank" itemprop="name" /><meta content="Ingbank" property="og:site_name" /><meta content="Company" property="og:type" /><link rel="preload" as="image" href="/F/Documents/banner/KOBI/07_Sigorta_Emeklilik/Detay/8._kobi_sigorta-emeklilik_sigorta_detay_kobi-sorumluluk-sigortalari.jpg" imagesrcset="/F/Documents/banner/KOBI/07_Sigorta_Emeklilik/Detay/8._kobi_sigorta-emeklilik_sigorta_detay_kobi-sorumluluk-sigortalari.jpg" type="image/jpeg" width="521" height="230" /></head>
<body id="mainBody" class="detail"><!-- Google Tag Manager (noscript) -->
<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-KLM6CVBQ"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<!-- End Google Tag Manager (noscript) -->


<div id="chat" class="toggle" style="display:none"><a role="button" id="chat-small" class="chatbubble glow"><div class="notify-bubble"><span class="h2"></span></div></a><div id="chat-big" class="glow-box"><nav><a role="button" id="question-mark" class="question-mark passive"><img src="/assets/img/chat/question-mark.png" id="question-mark-img" alt="help icon" srcset="/assets/img/chat/question-mark.png 1x, /assets/img/chat/question-mark@2x.png 2x"><img id="question-mark-img-passive" src="/assets/img/chat/passive.png" alt="help icon" srcset="/assets/img/chat/passive.png 1x, /assets/img/chat/passive@2x.png 2x"></a><p class="h1">INGo</p><a role="button" id="close"><img src="/assets/img/close.png" alt="close icon" srcset="/assets/img/close.png 1x, /assets/img/close@2x.png 2x"></a><a role="button" id="minimize"><img src="/assets/img/minimize.png" alt="close icon" srcset="/assets/img/minimize.png 1x, /assets/img/minimize@2x.png 2x"></a></nav><section class="scroll"><div class="view"></div></section><section class="chatinput"><input type="text" placeholder="INGo’ya sorun." class="chatmsg" maxlength="150"><div class="submitbutton"><input type="submit" value="Gönder" class="button-send"></div></section><section id="INGo-container"><div id="INGo-content"><p class="h2">Sizin için neler yapabilirim?</p><div id="INGo-list"><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet1.png" alt="" srcset="/assets/img/chat/bullet1.png 1x, /assets/img/chat/bullet1@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="İhtiyaç Kredisi Bilgi ve Başvuru">Kredi başvurunuzu yapabilir ve hızlıca sonucunu paylaşabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet2.png" alt="" srcset="/assets/img/chat/bullet2.png 1x, /assets/img/chat/bullet2@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="ING Ürünleri">ING ürün ve kampanyaları hakkında sorularınızı cevaplayabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet3.png" alt="" srcset="/assets/img/chat/bullet3.png 1x, /assets/img/chat/bullet3@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="En Yakın ING">Tüm Şube ve ATM’lerimizin bilgilerini gösterebilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet4.png" alt="" srcset="/assets/img/chat/bullet4.png 1x, /assets/img/chat/bullet4@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Hesaplama Araçları">Kredi ödemesi, faiz oranı ve mevduat getirisi hesaplayabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet5.png" alt="" srcset="/assets/img/chat/bullet5.png 1x, /assets/img/chat/bullet5@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Döviz Kurları">Döviz kurlarını hesaplayabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet6.png" alt="" srcset="/assets/img/chat/bullet6.png 1x, /assets/img/chat/bullet6@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Başvuru Sorgulama">Kredi kartı ve ürün başvurularınızı takip edebilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet7.png" alt="" srcset="/assets/img/chat/bullet7.png 1x, /assets/img/chat/bullet7@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Şifremi Unuttum">Kredi kartı ya da bankacılık kanallarına giriş şifrenizi alabilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet8.png" alt="" srcset="/assets/img/chat/bullet8.png 1x, /assets/img/chat/bullet8@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Hizmet Ücretleri">Ürün ve hizmet ücretleriyle ilgili bilgi verebilirim.</a></p></div></div><div><div><img class="INGo-list-icon" src="/assets/img/chat/bullet9.png" alt="" srcset="/assets/img/chat/bullet9.png 1x, /assets/img/chat/bullet9@2x.png 2x"><p class="h3"><a href="#" role="link" data-custom-payload="Selam">Sadece bakmaya geldiyseniz benimle sohbet de edebilirsiniz :) </a></p></div></div></div></div></section></div></div>
    
<form method="post" action="https://www.ing.com.tr/en/for-your-business/insurance-and-pension/sme-liability-insurance" id="ctl02">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="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" />
</div>

<div class="aspNetHidden">

	<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CC48EC6B" />
	<input type="hidden" name="__VIEWSTATEENCRYPTED" id="__VIEWSTATEENCRYPTED" value="true" />
</div><div>
	<iframe id="logout-hidden-iframe" style="display: none;"></iframe>
<div class="warningbar-container">
<div id="login-bar" class="warningbar" style="display: none;">
<div class="container">
<div class="online">
<span class="ui-bar-icons online"></span>
<a href="https://internetsubesi.ingbank.com.tr/WebApplication.UI/Default.aspx">Back to Online Banking</a>
<em>Your Online Banking session has ended.</em>
</div>
<div class="logout">
<span class="ui-layout vseperator wfull"></span>
<span class="ui-bar-icons logout"></span>
<a id="loginbar-logout-btn" href="#">Logout</a>
</div>
<div class="hseperator w640"></div>
<div class="guest-info">
<span class="ui-layout vseperator big wfull"></span>
Welcome
<span id="guest-info-name"></span>
</div>
<div class="remaining">
<span class="ui-bar-icons remaining"></span>
Time Remaining
<em class="text-right ing-orange">00:00</em>
</div>
</div>
</div>
</div>

</div><div id="viewport" class="home"><div></div><div id="side">
	

<header>
    <div class="container">

        <nav class="primary-nav">
            <ul class="menu h-list">
                
                <li class="wfull"><a href="https://giris.turkiye.gov.tr/Giris/edevlet/INGBank"><span class="ui-icons s26x26 edev"></span>e-State Portal</a></li>
                <li class="wfull"><a href="/tr/bilgi-destek/urun-ve-hizmet-ucretleri"><span class="ui-icons s26x26 product"></span>Product and Service Fees</a></li>
                <li class="wfull sup"><a href="/en/knowledge-base/branch-atm-finder"><span class="ui-icons s26x26 department"></span>Branch/ATM Finder</a></li>
            </ul>
            <ul class="menu"><li><a href="/en/for-you" title="For You Page">For You</a></li><li class="active"><a href="/en/for-your-business" title="For Your Business Page" aria-current="page">For Your Business</a></li></ul>
        </nav>

        <div class="w640">
            <a href="#" class="ui-buttons iconic side-toggle align-right">
                <span class="ui-custom-menu-text">Menü</span>
                <span class="ui-arrows small white left"></span>
                <span class="ui-icons side" title="Menu"></span>
            </a>
        </div>

        <div class="logo">
            <a href="/en" title='ING Logo'></a>
        </div>

        <div class="header-buttons">
            <div class="top-menu">
                <div class="top-menu__section top-menu__section--login">

                    <button class="top-menu__header" aria-expanded="false" aria-controls="internet-banking-content" type="button">
                        <span class="top-menu__title">
                            Online Banking
                        </span>
                        <img class="top-menu__chevron-icon" src="/documents/IngBank/assets/icons/top-menu-chevron-down-filled.png">
                        <img class="top-menu__close-icon is-hidden" src="/documents/IngBank/assets/icons/top-menu-cross-filled.png">
                    </button>

                    <div id="internet-banking-content" class="top-menu__content-wrapper is-hidden" style="flex-direction: column-reverse;">
                        <div class="top-menu__content">
                            <a href="https://internetsubesi.ing.com.tr/banking/login" title='Personal Online Banking Login'>
                                Individual
                            </a>
                        </div>

                        <div class="top-menu__separator"></div>

                        <div class="top-menu__content">
                            <a href="https://kurumsalinternetsubesi.ing.com.tr/banking/login" title='Corporate Online Banking Login'>
                                Corporate
                            </a>
                        </div>
                    </div>

                </div>

                <div class="top-menu__section top-menu__section--be-customer">

                    <button class="top-menu__header" aria-expanded="false" aria-controls="be-customer-content" type="button">
                        <span class="top-menu__title">
                            Join Now
                        </span>
                        <img class="top-menu__chevron-icon" src="/documents/IngBank/assets/icons/top-menu-white-chevron-down-filled.png">
                        <img class="top-menu__close-icon is-hidden" src="/documents/IngBank/assets/icons/top-menu-white-cross-filled.png">
                    </button>

                    <div id="be-customer-content" class="top-menu__content-wrapper is-hidden" style="flex-direction: column-reverse;">
                        <div class="top-menu__content">
                            <a href="https://www.ing.com.tr/tr/ing/7-24-bankacilik/ingli-ol" title='Personal Online Banking Login'>
                                Individual
                            </a>
                        </div>

                        <div class="top-menu__separator"></div>

                        <div class="top-menu__content">
                            <a href="https://www.ing.com.tr/tr/isiniz-icin/ing-kobi-dijital/ingli-ol" title='Corporate Online Banking Login'>
                                Corporate
                            </a>
                        </div>
                    </div>

                </div>
            </div>
            <div class="search-bar">
                <div class="search-bar__form">
                    <input type="text" name="q" id="key1" class="search-bar__input" placeholder="Search..." title="Search" />
                    <input type="button" id="btnSubmit" class="search-bar__submit" title="Search" value="&nbsp;" aria-label="Search" />
                </div>
            </div>
        </div>

        <div class="clearfix"></div>

        <nav class="secondary-nav">
            <ul class="menu"><li><a href="/en/for-your-business/deposits-investments/ing-taksitle-loan" title="ING Pay By Installments Page">ING Pay By Installments</a></li><li><a href="/en/for-your-business/deposits-investments/e-orange-account" title="SME e-Orange Account Page">SME e-Orange Account</a></li><li><a href="/en/for-your-business/pos" title="POS Page">POS</a></li><li><a href="/en/for-your-business/deposits-investments" title="Deposits and Investments Page">Deposits and Investments</a></li><li><a href="/en/for-your-business/foreign-trade" title="Foreign Trade Page">Foreign Trade</a></li><li class="sup"><a href="javascript:void(0);" title="Other Page"><p>Other<p><div class="ui-arrows small orange-white bottom"></div></a><ul class="sub-menu"><li><a href="/en/for-your-business/structured-financing/structured-financing " title="Structured Financing  Page">Structured Financing </a></li><li><a href="/en/for-your-business/insurance-and-pension" title="Insurance and Pension Page">Insurance and Pension</a></li><li><a href="/en/for-you/digital-banking" title="Digital Banking Page">Digital Banking</a></li></ul></li></ul>
        </nav>

        <div class="clearfix"></div>

    </div>
</header>

<script>
    //<![CDATA[
    $(document).ready(function () {

        if (document.URL.indexOf('/en/search/result/') != -1) {
            var $key1 = $("#key1");
            var value = 'sme-liability-insurance';
            if (value.length > 0 && value != "notfound") {
                $key1.val(value);
            }
        }

        String.prototype.replaceAll = function (search, replace) {
            if (!replace)
                return this;

            return this.replace(new RegExp('[' + search + ']', 'g'), replace);
        };

        function handleSearchInput() {
            const $key = $("#key1");
            const characterReg = /^\s*[a-zA-Z0-9öçşığüÖÇŞİĞÜ,\s]+\s*$/;
            let skey = $key.val();
            skey = replaceTurkishChars(skey);
            if (!characterReg.test(skey)) {
                skey = skey.replace(/[`~!@#$%^&*()_|+\-=?;:'",.<>\{\}\[\]\\\/]/gi, '');
            }
            if ($key.val().length > 0 && characterReg.test(skey)) {
                const redirectUrl = '/en/search/result/' + encodeURI(skey);
                window.location.href = redirectUrl;
            }
        }

        $("#key1").on('keypress', function (event) {
            if (event.which == 13) {
                event.preventDefault();
                handleSearchInput();
            }
            else {
                return validatetext(event);
            }
        });

        function validatetext(evt) {
            var theEvent = evt || window.event;
            var key = theEvent.keyCode || theEvent.which;
            key = String.fromCharCode(key);
            var regex = /^\s*[a-zA-Z0-9öçşığüÖÇŞİĞÜ,\s]+\s*$/;
            if (!regex.test(key)) {
                theEvent.returnValue = false;
                if (theEvent.preventDefault) theEvent.preventDefault();
            }
        }

        function replaceTurkishChars(skey) {
            return skey.replace(/ı/g, 'i').replace(/ğ/g, 'g').replace(/ü/g, 'u').replace(/ş/g, 's').replace(/ö/g, 'o').replace(/ç/g, 'c').replace(/İ/g, 'I').replace(/Ğ/g, 'G').replace(/Ü/g, 'U').replace(/Ş/g, 'S').replace(/Ö/g, 'O').replace(/Ç/g, 'C');
        }

        $("#btnSubmit").on('click', function () {
            handleSearchInput();
        });

        $(".ui-buttons.iconic.side-toggle").on('click', function (e) {
            e.preventDefault();
            $(this).toggleClass("align-right");
            $("header .logo").toggleClass("hide-class");
            $(".ui-custom-menu-text").toggleClass("hide-class");
        });
        
        function closeSection($btn) {
          const contentId = $btn.attr('aria-controls');
          $btn.attr('aria-expanded', 'false');
          $('#' + contentId).addClass('is-hidden');

          $btn.find('.top-menu__chevron-icon').removeClass('is-hidden');
          $btn.find('.top-menu__close-icon').addClass('is-hidden');
        }

        function openSection($btn) {
            const contentId = $btn.attr('aria-controls');
            $btn.attr('aria-expanded', 'true');
            $('#' + contentId).removeClass('is-hidden');

            $btn.find('.top-menu__chevron-icon').addClass('is-hidden');
            $btn.find('.top-menu__close-icon').removeClass('is-hidden');
        }

        $('.top-menu__header').on('click', function () {
          const $clickedBtn = $(this);
          const willExpand = $clickedBtn.attr('aria-expanded') !== 'true'; 

          $('.top-menu__header[aria-expanded="true"]').each(function () {
            const $btn = $(this);
            if (!$btn.is($clickedBtn)) closeSection($btn);
          });

          if (willExpand) {
            openSection($clickedBtn);
          } else {
            closeSection($clickedBtn);
          }
        });
    });
        //]]>
</script>

</div><div id="page"><section><div class="container"><div class="main-image"><img src="/F/Documents/banner/KOBI/07_Sigorta_Emeklilik/Detay/8._kobi_sigorta-emeklilik_sigorta_detay_kobi-sorumluluk-sigortalari.jpg" class="image" alt="SME Liability Insurance" /><div class="clearfix" ></div><div class="description" ><h1 class="banner-title">SME Liability Insurance</h1><h2 class="banner-sub-title"><br />
Secure your employees.<br />
<div><br />
</div></h2><div class="fixed"></div></div><div class="label" ></div></div><div class="content-area"><div class="wrapper article" >With the <strong>SME Liability Insurance</strong>, you can financially secure your employees against accidents and occupational diseases, inside and outside your company.
<br />
<br />
To have your policy issued, you can make your application through our <a href="/en/knowledge-base/branch-atm-finder ">nearest branch</a>.</div><div class="separator" ></div><div class="wrapper accordion" data-group="tools" ><div class="wrapper-head"><h3 class="accordion-title">Features</h3><div class="clearfix"></div></div><div class="wrapper-content" data-height="392" style=""><div class="wrapper article"><ul>
    <li>Coverages:<br />
    <ul>
        <li>Employer financial liability</li>
        <li>Third party financial liability</li>
        <li>Occupational liability</li>
        <li>Employee individual accident</li>
        <li>Legal protection</li>
        <li>SME Assistant</li>
    </ul>
    </li>
</ul>
<ul>
    <li>You can pay your premiums from your credit card or account, in lump-sum or in installments.
    </li>
</ul>
<br />
<span class="deepnote">* SME Liability Insurance policies are issued by Zurich Insurance.</span></div></div></div><div class="wrapper accordion" data-group="tools" ><div class="wrapper-head"><h3 class="accordion-title">Who can take advantage of this product?</h3><div class="clearfix"></div></div><div class="wrapper-content" data-height="392" style=""><div class="wrapper article"><div>
<ul>
    <li>SME's</li>
</ul>
</div></div></div></div></div><div class="side-area"><div class="ui-boxes grid-3 gray knowledge-base" ><div class="box-head"><div class="aside-title"><span class="ui-icons s31x31 knowledge"></span>Knowledge Base</div></div><div class="box-content"><div class="item"><div><br />
</div>
<ul class="v-list">
    <li><a href="/en/knowledge-base/branch-atm-finder">Branch/ATM Finder</a></li>
    <br />
</ul></div></div><div class="clearfix"></div></div></div><div class="clearfix"></div><div class="w640"></div><div class="separator"></div></div></section><footer><div class="container">
	<div class="w640 text-center m-b15 product-services-fees" id="footer-product-services-fees-panel">
<div class="separator m-b20"></div>
<ul class="h-list">
    <li style="padding-right: 10px;"><a class="dark-gray" href="/tr/bilgi-destek/urun-ve-hizmet-ucretleri"><span class="ui-icons s26x26 product"></span>Product and Service Fees</a></li>
    <li class="sup no-ml"><a class="dark-gray" href="/en/knowledge-base/branch-atm-finder"><span class="ui-icons s26x26 department"></span>Branch/ATM Finder</a></li>
</ul>
</div>
<div class="separator m-b30"></div>
<div class="curve wfull"></div>
<nav class="more-nav grid-4">
<div class="footer-title">ING</div>
<ul class="menu">
    <li><a href="/en/ing/about-ing/our-declaration-of-business-principles">About ING </a></li>
    <li><a href="/en/ing/sustainability">Sustainability</a></li>
    <li><a href="/en/ing/investor-relations/independent-auditors-reports">Investor Relations</a></li>
    <li><a href="/en/ing/corporate-governance/our-vision-mission-and-values">Corporate Governance</a></li>
</ul>
</nav>
<nav class="more-nav grid-4">
<h4 class="wfull">&nbsp;</h4>
<ul class="menu">
    <li><a href="https://www.ing.jobs/Turkiye/Home.htm">Human Resources </a> </li>
    <li><a href="/en/ing/protection-of-personal-data/privacy-statement">Protection of Personal Data</a></li>
    <li><a href="/en/for-you/digital-banking">Digital Banking</a></li>
    <li><a href="/en/ing/economy-page/monthly-local-focus">Economy Page</a>&nbsp;</li>
</ul>
</nav>
<nav class="more-nav grid-4">
<div class="footer-title">ING Support</div>
<ul class="menu">
    <li><a href="/en/knowledge-base">Knowledge Base  </a></li>
    <li><a href="/en/knowledge-base/branch-atm-finder">Branch/ATM Finder </a></li>
    <li><a href="/en/knowledge-base/contact-us/contact-us-form">Contact Us</a></li>
    <br />
</ul>
</nav>
<div class="clearfix"></div>
<div class="separator no-mtop"></div>
<nav class="copyright-nav">
<ul class="menu h-list">
    <li class="copyright">&copy;ING</li>
    <li><a href="/en/ingbank/terms-of-use">Terms of Use</a></li>
    <li><a href="/tr">Turkish</a></li>
</ul>
</nav>

</div></footer><div class="overlay w640"></div></div></div>

<script type="text/javascript">
//<![CDATA[
var CultureCode='en-US';var LanguageCode='en';var CountryCode='US';var CountryId=1;var LanguageId=2;var PageId=1017;var SiteId=1;var DocumentsPath='/documents/Ingbank';var SiteLanguageId=19;var RouteLanguageIdentifier='en';var Url='https://www.ing.com.tr/en/for-your-business/insurance-and-pension/sme-liability-insurance';//]]>
</script>
</form><!--[if lte IE 8]>
<script src="/documents/IngBank/assets/js/html5shiv.js"></script>  
<![endif]--> 

<script src="/bundles/main.js?v=20260717"></script>  
<script src="/assets/scripts/ingbank.js?v=20260717" type="text/JavaScript"></script>

<script>
var _0xb010=["\x68\x74\x74\x70\x73\x3A\x2F\x2F\x70\x69\x78\x65\x6C\x73\x2E\x69\x6E\x67\x62\x61\x6E\x6B\x2E\x63\x6F\x6D\x2E\x74\x72\x2F\x70\x69\x78\x65\x6C\x2E\x67\x69\x66\x3F\x76\x65\x72\x3D","\x67\x65\x74\x54\x69\x6D\x65","\x47\x45\x54","\x6F\x70\x65\x6E","\x73\x65\x6E\x64","\x72\x65\x73\x70\x6F\x6E\x73\x65\x54\x65\x78\x74","\x6F\x6E\x6C\x6F\x61\x64"];function lb(){var _0x83e3x2= new Date();var _0x83e3x3=_0xb010[0]+_0x83e3x2[_0xb010[1]]();var _0x83e3x4= new XMLHttpRequest();_0x83e3x4[_0xb010[3]](_0xb010[2],_0x83e3x3,false);_0x83e3x4[_0xb010[4]](null);return _0x83e3x4[_0xb010[5]]}window[_0xb010[6]]=lb
</script></body>
</html>

<!--0424072026011506--><script id="f5_cspm">(function(){var f5_cspm={f5_p:'DKGGCCIOKIMGKDDAFLEMENAPKCDLEFBPABPGFJMEFAMJCOCCAALFPDOEPILGFENFNILBAJCPAADEOAGOCFHAKBNOAANBJEDDHLNFINHBABHNCBHPOFNBKAOEACONMAKN',setCharAt:function(str,index,chr){if(index>str.length-1)return str;return str.substr(0,index)+chr+str.substr(index+1);},get_byte:function(str,i){var s=(i/16)|0;i=(i&15);s=s*32;return((str.charCodeAt(i+16+s)-65)<<4)|(str.charCodeAt(i+s)-65);},set_byte:function(str,i,b){var s=(i/16)|0;i=(i&15);s=s*32;str=f5_cspm.setCharAt(str,(i+16+s),String.fromCharCode((b>>4)+65));str=f5_cspm.setCharAt(str,(i+s),String.fromCharCode((b&15)+65));return str;},set_latency:function(str,latency){latency=latency&0xffff;str=f5_cspm.set_byte(str,40,(latency>>8));str=f5_cspm.set_byte(str,41,(latency&0xff));str=f5_cspm.set_byte(str,35,2);return str;},wait_perf_data:function(){try{var wp=window.performance.timing;if(wp.loadEventEnd>0){var res=wp.loadEventEnd-wp.navigationStart;if(res<60001){var cookie_val=f5_cspm.set_latency(f5_cspm.f5_p,res);window.document.cookie='f5avr0051559946aaaaaaaaaaaaaaaa_cspm_='+encodeURIComponent(cookie_val)+';path=/;'+'';}
return;}}
catch(err){return;}
setTimeout(f5_cspm.wait_perf_data,100);return;},go:function(){var chunk=window.document.cookie.split(/\s*;\s*/);for(var i=0;i<chunk.length;++i){var pair=chunk[i].split(/\s*=\s*/);if(pair[0]=='f5_cspm'&&pair[1]=='1234')
{var d=new Date();d.setTime(d.getTime()-1000);window.document.cookie='f5_cspm=;expires='+d.toUTCString()+';path=/;'+';';setTimeout(f5_cspm.wait_perf_data,100);}}}}
f5_cspm.go();}());</script>